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104 countries + 5 territories 63 brokers profiled + 371 listed Last update 2026-07-23 Opinionated · verified · never for sale

Directory · Broker

XTB

Researched· 2026-06-12

Visit xtb.com ↗ Last checked 2026-06-12

Based in
Poland (Warsaw — itself WSE-listed) — entities under KNF, FCA, CySEC and others by residence
Who can open an account
Residency-gated, with a different XTB entity by region: EU/EEA residents onboard via XTB's CySEC entity (KNF in Poland), UK residents via XTB Limited (FCA), the Middle East via XTB MENA (DFSA, Dubai), and the rest of the world via XTB International (FSC Belize). That spans a wide list — most of Europe and the UK, plus parts of Latin America, MENA, the Caucasus/Central Asia and Africa — but not the US, and sanctioned/restricted jurisdictions are excluded. The accepted-country list shifts, so check XTB's own 'which countries do you accept clients from' help page for yours.
US persons
Not accepted — XTB does not onboard US residents
Markets covered

Real stocks and ETFs on roughly 16 exchanges across ~13 developed markets: US (NYSE/Nasdaq), UK (LSE), and continental Europe including Germany, France, Spain, Italy, Benelux, Portugal and its home Warsaw exchange. No Hong Kong, no Japan, no emerging or frontier markets.

Poland

Coverage is a strict subset of what IBKR/DEGIRO/Trading 212 already offer — including Warsaw, where IBKR even covers the junior NewConnect board. CFDs remain the larger business; the real-stock arm (0% commission to EUR 100k/month turnover) is legitimate but developed-markets-only.

Recommendation
Solid, cheap and legitimate for developed markets — and will take you nowhere unusual; anyone reading this registry needs a second broker anyway
Market coverage10 markets · 1 profiled in this directory
Profiled here — click to open Covered (not profiled — mostly developed)

Status: Researched · 12 June 2026.

What it is

XTB is one of Europe’s biggest retail brokers — Polish, Warsaw-listed, a million-plus clients — with a real-stock offering layered on a CFD-first business. It’s in this registry for the same reason Trading 212 and Revolut are: a meaningful share of readers already hold an account and want to know what it reaches.

What it reaches

Not much that this registry cares about. Real stocks and ETFs trade on roughly 16 developed exchanges — US, UK, the continental European core, and its home Warsaw market — with no Hong Kong, no Japan, and nothing emerging or frontier. Even the Warsaw line adds little: IBKR covers the WSE too, including the junior NewConnect board. Pricing is the draw (0% commission up to EUR 100k monthly turnover, fractional shares); reach is not.

Use it / skip it

Use it if you’re resident somewhere XTB serves — most of Europe and the UK, plus a range of markets via its regional entities — and want cheap developed-market dealing in a slick app. Skip it as a frontier vehicle — for anything in this registry beyond Warsaw, you need IBKR or a specialist alongside. US residents aren’t onboarded at all.

Verdict

Legitimate, large, cheap — and a strict subset of brokers this registry already profiles. The one-line answer to “does my XTB account get me anywhere unusual?” is no. Researched, not tested.

Sources

Public sources checked (June 2026):

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