Countries · Central Asia

Kazakhstan

Researched· 2026-05-22

I have not opened an account with any of the local brokers below (I hold an unused Freedom Finance Kazakhstan account — see warning). Broker details are based on broker websites and my own research.

Short answer

Foreign individuals can access Kazakhstan-listed equities. The routes split on one question: do you need a Kazakhstan IIN (Individual Identification Number)? Bank-affiliated brokers like BCC require one; AIFC-licensed brokers do not. For most readers the cleanest answer skips local brokerage entirely — Halyk Bank and Kaspi.kz, the two names most foreigners actually want, are listed in London and New York and reachable through any normal international broker. A local account is only worth the friction if you want KASE-listed lines unavailable offshore. Avoid Freedom24 / Freedom Finance KZ — a career banker’s public Trustpilot review documented funds trapped inside Kazakhstan behind unending AML withdrawal demands.

Best practical route

  • Want a local account + willing to get an IIN: BCC Invest — large English-language bank brokerage, absorbed Sberbank’s Kazakhstan operations, most reassuring local custodian.
  • Want a local account, no IIN: Teniz Capital (AIFC-licensed, retail access via the Tabys app) or SkyBridge Invest (foreign-friendly, wealth-management style, likely pricier, no trading app).
  • Just want Halyk or Kaspi exposure: skip a Kazakh account entirely and buy the UK/US listings through your existing international broker.

Broker options

BrokerIIN required?Foreign accessNotes
BCC InvestYesYes, with IINThird-largest commercial bank; absorbed Sberbank KZ. Retail brokerage, English-language interface.
Teniz CapitalNo (AIFC-licensed)YesSpecialist investment bank with brokerage arm; co-owns the Tabys retail app. Website in Russian/Kazakh only.
SkyBridge InvestNo (apparently)YesAsset manager; takes foreign retail clients seemingly without an IIN. No trading app — wealth-management oriented.
Halyk FinanceYes, in-person visit requiredBrokerage arm of Halyk Savings Bank; Halyk Trader Pro platform.
Halyk Global MarketsPossibly remoteRenamed from Kazcommerts Securities after Halyk acquired Kazkommerts Bank. Website (halykgm.kz) was not responding at time of research — verify before relying on it.
Freedom24 / Freedom Finance KZNo (AIFC-licensed)⚠️ AvoidDocumented withdrawal obstruction — funds trapped in Kazakhstan behind impossible AML demands. See warning.

Warnings

Freedom24 / Freedom Finance KZ — a career banker documented his withdrawal being smothered by impossible AML demands until the money was effectively lost inside Kazakhstan. Full detail at /warnings/freedom-finance-kazakhstan.

What you can actually buy

  • Offshore — no local account needed: Halyk Bank (HSBK on LSE), Kazatomprom (KAP on LSE — the world’s largest uranium producer), and Kaspi.kz (KSPI on Nasdaq).
  • Local KASE / AIX lines: require one of the local brokers above — this is the only reason to onboard locally.
  • AIX via the UAE, possibly: Abu Dhabi’s International Securities (IHC’s brokerage arm) lists AIX among its Tabadul-linked markets alongside ADX, Bahrain and Muscat, and its account-opening FAQ explicitly anticipates non-UAE residents. Unconfirmed whether AIX is open to ordinary foreign retail accounts there — but it would be a rare AIX route with no Kazakh IIN or local onboarding. Details on the UAE page.

Tax, documentation & residency friction

An IIN (Individual Identification Number) is Kazakhstan’s national identity/tax number and the gating requirement for bank-affiliated brokers. Three ways to obtain one:

  1. In Kazakhstan — free, in person.
  2. At a Kazakh consulate — abroad.
  3. Via Kazakhstan’s e-residency programme — USD 499 per year.

This is a real but not insurmountable hurdle — easier than the equivalent barriers for Nigeria (BVN) or South Africa. AIFC-licensed brokers (Teniz, SkyBridge) sidestep it entirely.

Offshore-listed alternatives

TickerExchangeNameNote
HSBKLSEHalyk Bank (GDR)Kazakhstan’s largest bank
KAPLSEKazatomprom (GDR)World’s largest uranium producer; 75% state-owned (Samruk-Kazyna); ~8% dividend yield
KSPINasdaqKaspi.kzKazakh fintech / payments super-app; US-listed ADS
STCMLSE (AIM)Steppe CementKazakhstan cement producer (Karaganda plants) — a rare pure-play Kazakh industrial on London’s AIM
KUOSingapore (SGX)International Cement GroupSingapore-listed, but Kazakhstan is its core market — Sharcem, Alacem and the new Korcem plant make it the country’s largest dry-process cement producer (also Tajikistan)

Verdict

If your interest is Halyk or Kaspi, both trade in London and New York — a local account is unnecessary friction. A local broker only earns its keep for KASE-listed lines unavailable offshore. In that case, choose between an IIN-based bank route (BCC) and an AIFC route (Teniz / SkyBridge). Either way, steer clear of Freedom24 / Freedom Finance — funds can be trapped in Kazakhstan behind an unending AML withdrawal process.

Sources & dates

Public sources checked:

Broker access updates

Join FrontierViking for frontier-market investing notes plus occasional broker-registry updates: new country pages, coverage changes, reader reports and warnings.

You'll confirm on Substack. No spam; unsubscribe anytime.